Category: Life Insurance

  • Understanding Term vs. Whole Life Insurance

    Life insurance provides financial protection for your loved ones after your death, offering peace of mind that they’ll be taken care of financially. The premiums you pay secure a death benefit that can help replace lost income, pay off debts, or create an inheritance. Many people first consider life insurance when they experience major life…

  • The Role of Long-Term Care Insurance in Retirement Planning

    Long-term care encompasses a range of services that assist individuals with daily activities like bathing, dressing, and eating when they can no longer perform these tasks independently. The likelihood of needing long-term care increases significantly with age, with studies showing approximately 70% of people turning 65 will require some form of long-term care services during…